Credit We Win Debit We Lose

Have you ever wondered as to why some people gets all good things in life and some, alas, gets only a meagre amount of their due share. The permutations and combinations which our God follows with us is almost impossible to understand. But let me guess his formula. Of course, this axiom may not be provable but it is worth giving a try.

Our whole universe is the total sum of positive and negative energies. All living beings are free to chose which energy they want to let-in inside them. So, if its a positive one, we will be in our best form of our life. Else, if its a negative one, we would be running through a lean patch of our life. The best part here is its always in our hands to filter the energies before they are inherited.

Now after the above phase, considering which energy type we take, comes the next phase. Just a small information in here i.e. we all are having one life account to the Universal Bank, owned by God. So, when we do a good thing or a good deed or the best-in-this-situation kind of action, we accumulate credit points to our account. On the other track if we do a mess of all things in front of us, we accumulate the debit points. Now, as we all know, the net formula would come out to be :

Total Net Points Earned(TNPE) = Total Credit Points Accumulated + Total Debit Points Accumulated

If TNPE = positive value, you are in for a big wonderful surprise in store later in life
If TNPE = negative value, time to reevaluate and change ourselves and do something good to someone and ourself, and being the best we can be

So, let us all try to always keep our net worth as positive, so that we don't have to rush at the last moment to do something good. Of course, there would be some could-not-escape debits but be the best you can be in any situation. That itself would carry some grace or bonus points.

Some Points which I could not assume are :

1) Points Table -- How much is the credit or debit equivalent for each accumulated point
2) Rewards Table -- What are the rewards we get on accumulation of points. And when do we get the prize, what would be the prize and so on.